Money Saving Tips for Motoring

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Almost every household has a car in the UK. It's expensive, so why not use our guide to find some great money saving tips for your motoring. From the type of car to switching insurer every single year.

If you are looking for a new car insurance policy and you are either a new or younger driver, you may find yourself on a limited motoring money budget. It's actually easier than you think, with one particularly important thing to point out.

Watching Your Car Budget

Across the board, most drivers are now looking for ways to save on their motoring money costs, as the cost of living and the price of petrol seems to be increasing every other month. It can be difficult to stay on top of your motoring money budget; but there are ways in which you secure low cost motor insurance policies, while also keeping your premiums down.

Start With Car Insurance

Many people underestimate the importance of keeping their premiums down, however, when it comes renewing your car insurance, you will soon realise how important it is.

Make sure you compare different car insurance providers EVERY single year - you get nothing for loyalty - in fact you get the opposite. The insurers look to recoup some of the special deal they offered you last year to lure you in!

Increase Your Excess

It's also a very good idea to pay a higher excess on your policy, in the event of an accident and any subsequent insurance claims it will prove to be a very cost-effective decision.

Generally speaking, the more times that you have to claim on your policy, the higher your renewal costs will be, so try to plan in advance to cover yourself against negative scenarios.

Brand New Driver?

If you are a brand new driver and you have recently passed your driving test, you may want to consider any Pass Plus training programmes that are available in your local area. By completing these programmes, you could qualify for a number of different car insurance discounts – and this will help you to keep your motoring money costs down.

Additionally, if you are a student, look for car insurance deals that are specifically targeted at students, many of these will offer highly discounted insurance rates.

What Type of Car Is It?

Have a think about the kind of car that you are driving; for example; to keep motoring costs down, it’s best to buy a cheap car with a smaller engine. It is highly recommended that you do not modify or customise your car in any way; as any such modifications can push up your insurance premiums even further. If you can, always keep your car parked either in a locked garage or in another secure, off-street location overnight, for example; in your driveway, rather than on a busy street where theft is a more likely scenario.

Third Party Vs Comprehensive

When you are buying your car insurance, think carefully about the kind of policy that will best suit your needs and requirements. It may be more cost-effective to purchase third-party, fire and theft insurance rather than opting for a fully comprehensive cover policy.

Also try to limit the number of drivers that you have on your car insurance policy; perhaps most importantly you should minimise the number of younger drivers, under the age of 25, that you have on your policy, as again, this will increase your premium.

Limit Your Mileage

If you can limit the number of miles that you drive each year, this can also help you to keep your premiums low, and also think about getting your car fitted with an approved immobiliser; this needn’t be expensive but it can make a big difference when you are getting car insurance quotes.

Finally, once again shop around for your insurance to get the very best deal!

Useful Websites

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  • RAC - Breakdown Cover
    Offering breakdown cover and car insurance as well as the latest travel information.
  • Drive Away Now
    Online car supermarket where you can buy a new car at prices lower than buying through dealers.
  • Car-Ad
    A comprehensive car buying environment with over 21,000 cars for sale every week with reviews and price guide information.
  • Top Gear Beeb
    BBC's motoring website with daily news, car reviews, motorbikes, games, screensavers, postcards, massive database of new and used cars. From Clarkson, Hammond and May to Evans and le Blanc. Awesome.
  • Motor Books
    9000+ motoring books, video tapes, workshop manuals and more. Includes motorbikes and motorsports.
  • Ride Drive Advanced Motoring Consultants
    Whatever your motorcycle, they can show you how to ride with knowledge and confidence, and enhance your pleasure of riding
  • Add Your Website Here

Further Reading

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  • Ten Tips on How to Save Money with Your Car

    Check out our 10 tips on how to save money with your car from practical to knowing your engine!
  • Advanced Driving Courses Could Lower Your Car Insurance

    Advanced driving courses could lower your car insurance, find out how and why in this useful guide
  • Motoring

    Discover more about all issues relating to motoring from buying a new car to car tax and MOT's. Follow our simple guide for all you need to know.

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