How to Insure a Young Driver

young driver

A perennial problem for some young drivers is working out how to get the best deals on insuring yourself as a 'Young Driver'. Past shopping around, there are some other ways!

If you are looking for young driver car insurance, there are a few options that you can go for. The important thing to note is that young driver car insurance is usually much more expensive than the kind of car insurance that is available to older and more experience drivers.

Although this may seem very little unfair to younger drivers, who are eager to get on the road after passing their test, it’s an unfortunate fact that increasing numbers of accidents in recent years are involving younger motorists.

To this end, insurance companies need to safeguard their interests, and this often means pushing up young driver car insurance premiums to compensate for pay outs.

Don't Be Tempted to Drive Without Insurance

However, although young driver car insurance can be expensive, it really is a must-have. Not only will it protect the driver and other people on the road, in the event of an accident, but it is a legal requirement in the UK. You don’t want to risk being caught without sufficient cover, so investigate young driver car insurance options today.

What Traditional Options Are There?

A number of plans are available to younger drivers, and you may decide that it is more cost-effective to buy third-party, fire and theft car insurance, rather than buying a fully comprehensive cover policy, if the younger driver is planning on using another persons’ car for transportation.

However, if you decide that a fully comprehensive cover policy is more appropriate (for example, by putting drivers under the age of 25 on your own policy, your payments may increase substantially), you may want to consider ways of reducing premium costs. For example; younger drivers will need to consider the kind of car that they buy.

Smaller Engine Cars

Cheaper cars with smaller engines are a popular option for younger drivers and they can help to keep motoring costs down. Additionally, younger drivers should avoid modifications or customisations of their cars – as this can push up car premiums even further.

Parking in a Garage

Even simple measures, such as keeping a vehicle parked in a secure garage or on a driveway, rather than on the road, can help to reduce the cost of young driver car insurance. The area that you live in will also have a big impact on young driver car insurance costs – some areas are deemed to be a higher risk for theft or damage, therefore you may end up paying more. However, with a little research, you should be able to find the best and cheapest insurance for a young driver.

Telematics

Increasingly available to all drivers is a little black box called a 'Telematics Box'. This clever little 'black box' measures how, when and where you drive. So if you speed - it knows! If you drive the wrong way down a one way road - it knows! In fact it's like having your mum or dad on your shoulder!

What's important for you as a 'Young Driver' is that this clever little box is proven to reduce accidents and reduce the more eratic things young drivers tend to do. It is therefore trusted by a growing number of insurers - which means you get a cheaper car insurance quote!

Useful Websites

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  • RAC - Breakdown Cover
    Offering breakdown cover and car insurance as well as the latest travel information.
  • Confused.com
    Discover cheap insurance, loans, mortgages and credit cards with ease. You can even switch your utilities with their comparison service. All major providers - plus you get a robot toy to boot!
  • Quote Searcher
    Quotesearcher are expert in the car insurance field, we strive to bring the lowest priced car insurance quotes we can for your car.
  • Motor Quote Direct
    Low cost motor and car insurance from motor quote direct the UK's leading car insurance website
  • Dial Direct Insurance
    Cheap car insurance quotes, van insurance and home insurance quotes from Dial Direct UK. Get a cheap UK car insurance, van or home insurance quote and buy online.
  • Budget Car Insurance
    Budget car insurance, home insurance and van insurance products in the UK. Get your cheap car insurance quote from us online as we compare a panel of leading UK insurers to give you the best price.
  • Add Your Website Here

Further Reading

  • Car Insurance For Young Drivers

    Car insurance for young drivers can be very expensive, find out how to save money whilst getting the best policy
  • How To Look For Cheaper Car Insurance

    Want to know how you can find cheap car insurance deals every time you need to reinsure? Why not check our quick guide for some great pointers.
  • How To Insure Your Pet For Less

    Pet insurance can wotk out quite expensive so how can you find a good deal?
  • Changing Your Car Insurance Provider

    Want to know how to change car insurance providers in order to save money? It may seem a daunting task, but read our quick guide to see what you need to do.
  • How To Keep Your Heart Young

    We all know that living a sedentary lifestyle can be really bad for our hearts. But research suggests that if we exercise properly before the age of 65 we can rejuvenate out hearts.

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