House insurance is vitally important should the worst case happen. From contents to buildings insurance, how can you get a policy that covers you but doesn't cost you the earth? Starting your search online is a great start.
It is imperative that you have adequate house insurance. Many people have discovered that being "under insured" because you didn't properly check the policy was going to cover all your needs, is almost as bad as not having your house insured at all given that you have to pay monthly premiums.
So how can you find the best deals with the most competitive rates for your house insurance? Searching online means you can cover a huge number of different companies that offer a wide range of rates that are dependent on what you need the insurance to cover. Furthermore, with comparison sites like CompareTheMarket.com and Confused.com, you can directly compare providers for the conditions you are looking for.
Whether you require a policy for home contents, buildings, tenants or student we are sure to be able to help you find a site that meets your requirements whatever they may be.
There are a staggering number of people that now use the Internet to find the right cover. This is making the market highly sensitive to pricing - which in turn means it's more competitive than ever. From smaller web-only companies (with a small office and little or no costs outside hiring staff) through to much larger multi-nationals and multi-insurance experts like the AA or Halifax.
Online companies, such as Esure or the Post Office, can offer discounts of up to 30% for ordering online which means that other companies must do the same to stay competitive driving the price down for the UK consumer.
Don't just rely on a comparison site to get the best deal. Each of the main comparison sites have their own special deals, but sometimes you can also see some amazing offers if you subscribe to online newspapers like The Guardian or The Telegraph. Keep your eye out all the time for weird and wonderful offers that you could take advantage of.
Do your research on home insurance companies as well. From the DeFacto ratings to MoneyFacts and even TrustPilot or Reviews.co.uk. Multiple deals (travel, car and home insurance) from the same providers can also carry a good discount.
Buying online, paying monthly by direct debit or using coupons are all ways you could save 5% here or get a £10 gift card each time you sign up.
Without having to maintain a prominent location and advertise heavily to compete with other shops, companies that trade online can let you do all the work for you, after all it is you who knows best what you want. Websites of leading UK companies allow you to obtain a quote and apply for insurance without having to phone anyone or go anywhere.