Private health insurance could be very important for your family particularly if one of you becomes seriously ill. An easy to manage monthly payment can cover you and the whole family for a wide range of medical conditions and unforeseen accidents.
There's masses of private health insurance experience available to you online. Our guide is designed to help you think about key things that are important to you.
From Aviva to BUPA or Nuffield, these companies have the expertise and know-how to provide you and your business with the best private health cover around. They all offer a range of flexible solutions and options, for any type of business.
It seems that no matter what you read, listen to or watch these days, issues surrounding the health and wellness of the British population continue to be hotly debated and vigorously discussed topics.
Though the terms health and wellness are indeed incredibly broad and mean different things to different people, it is safe to say that everybody would like to be as healthy and well as possible. But sadly this is not the case. Obesity, mental illness and diabetes are becoming increasingly problematic. Increasingly common in the UK, these problems affect both a person’s home life and their work life.
Staggeringly, despite all the information available today on leading a healthier lifestyle and looking after oneself, the number of British people considered clinically obese is increasing.
In fact, according to the Government’s Foresight Think Tank, 60% of men, 50% of women and 25% of children in Britain will be clinically obese by the year 2050, with related health problems costing the NHS more than £45 billion a year. This is an incredibly frightening, but very real, prediction that would put the NHS, and therefore our economy, under an unprecedented level of stain.
There are ways in which you can prevent this from happening, as individuals and as business owners. “Wellness management” is a term being used by businesses that involves them looking after their staff in the best way possible to prevent them falling ill or suffering from long term health problems, thus controlling the cost of employee absence and the impact that it can have on productivity. One of the most effective way to do this is through business health insurance and SME insurance.
Business health insurance and SME (small to medium enterprise) insurance can provide staff not only with extensive in, out and day-patient cover if and when they are sick or injured, but it provides them with benefits that can prevent these things from happening.
Gym memberships, online health management portals and medical and stress counselling helplines are now all typically offered within a health insurance policy and could help your staff stay fit, healthy and productive. This kind of cover also provides your staff with peace of mind meaning they will have the confidence to work to their optimum level.
Most insurers provide personal and business health insurance options. A package that you are looking for needs to offer flexibility so you can hand pick the cover that best suits you. Begin with the lowest cover if need be, then add the things that you think would be best, such as dental and optical or psychiatric cover,. This will therefore govern the premium you pay.
Because the need for health insurance is changing, companies offerings also change. So whether you are protecting you and your family, or your businesses most valuable asset, your staff, get peace of mind knowing that you are dealing with trusted companies