Why You Should Take Out Travel Insurance


You may be tempted to avoid travel insurance as a way of saving money, but think again,it's so essential.

It is worth noting that that the purchase of travel insurance is not a legal requirement, although a brief thought of how things may go wrong, may leave you with little choice. When travelling both abroad and in the UK, travel insurance is your protection, which takes a backseat when things run smoothly and only comes to the fore when problems arise.

Standard Policy

A standard policy will cover most straight forward holidays and should come into play right from the start offering protection should you need to cancel your trip, usually in the event of illness or death. There are many other potential hazards such as loss of baggage, flight delays and of course, health problems while being away. It is very unlikely you are planning to get ill on your journey and should you think that you can do without cover, make sure you understand the implications of being in an accident or incurring medical costs. The charges could be crippling, far outweighing the entire price of a holiday of which a small part could have gone towards cover.

Check The Detail

Although preferable for themselves, travel agents are not allowed to insist you take their offer for cover. Make sure you understand what their policy includes and don’t be afraid to suggest you’ll look around. With many competitors in that market, you may be surprised what you can get for your money. The price you are quoted may vary depending on the type of holiday and activities you’ll participate in. If you are participating in mountain climbing or sky diving, you are naturally putting yourself at greater risk than if you were to remain on the beach and therefore, the policy will reflect that.

Useful Websites

Add Your Site Here
  • Skyscanner.net
    Find the cheapest flights fast, as well as hotels,car hire and holiday deals.
  • RAC - Breakdown Cover
    Offering breakdown cover and car insurance as well as the latest travel information.
  • SkiInsurance.com
    For winter sports insurance for Europem North America and beyond, our skiing and snowboard insurance comparison can help you find the best deals to ensure you have adequate cover - including off-piste
  • International Expat Healthcare Insurance
    Leading providers of international healthcare insurance for expats living and working abroad.
  • Click here for Ski Insurance
    Compare ski insurance and ski cover from leading insurers. Includes off-piste and galcier skiing and snowboarding. Cover your winter holidays with cheap single, annual and season policy cover.
  • Ecclesiastical Insurance
    Ecclesiastical Insurance is one of the UK's leading specialist insurers and offers a range of financial service solutions for individuals and organisations.
  • Add Your Website Here

Further Reading

  • Winter Sports Travel Insurance

    Winter sports travel insurance is essential for your winter break - there can be accidents on the slopes so make sure you're covered
  • Compare Travel Insurance Policies

    If you want to look and compare travel insurance policies online, make sure you get the best quote and sign up right there and then, check our guide to get the essentials right.
  • Travel Insurance & Airport Parking

    Not forgetting travel insurance and airport parking - essential for a good start to your holidays! Check our quick guide to make sure you don't forget
  • Cheap Travel Insurance

    Find out where you can find cheap travel insurance with the cover you need from a policy. Find out how to save money in this handy guide
  • Find High Quality Travel Insurance

    Get great deals on your travel insurance by checking out our guide. Dont travel without it!

Register for updates