Comparing travel insurance quotes is easy and simple. It's also really important to help you save a huge amount of money. Whether you choose a single, multi-trip or annual policy, start finding savings now.
When you buy a holiday or a flight, you'll almost certainly be offered travel insurance to go with it. It's all too easy to say yes, and add the cost to the bill, but you are probably better off shopping around and taking out a travel insurance policy independently - and one that suits you - either worldwide or annual.
You need to decide if you should take out a policy that will cover you just for one holiday, or take out an annual policy that will cover you for all the trips you take (within limits) for a whole year.
You don't have to be a very frequent holiday maker to save with an annual policy - for example, an adult travelling within Europe would need to take only three holidays in a year to make it worthwhile.
Travel insurance normally covers you if your baggage and belongings are lost or stolen or damaged - up to a certain limit.
As well as an overall limit, policies also have a limit on individual valuable items, usually of between £200 and £500.
There's usually a limit on the amount of cash a policy will pay out for if you are robbed. Such limits (between £200 and £500, depending on the policy) also include travellers' cheques.
The best policies will offer at least £1 million of medical cover in Europe, and £2 million in the USA and the rest of the world. This cover should include the cost of an air ambulance to get you home, if this is necessary.
Some policies will automatically exclude any pre-existing condition; others take a more sympathetic approach. Either way, you should always discuss any pre-existing medical condition with an insurer before buying a policy - and answer any questions they ask you about this honestly.
Other conditions to check include any payment for cancellation, curtailment or delay and the excess you'll be expected to pay on any claim.